The greatest gift of all.
Sometimes, something means so much to us that we decide to make the greatest gift of all, a gift that takes effect only upon our passing.
TUC's Planned Giving Program allows you to make such a gift to contribute to our cold water conservation efforts.
What options are available to me?
You are in complete control. All of the choices are yours. Some of the possibilities include:
Will bequests – The easiest way to make a legacy donation to TUC is through a bequest in your will. To be effective, the beneficiary of the bequest must be "Trout Unlimited Canada" which is our legal entity. You may leave a specific sum of money,specific things, specific land or you may leave all or a portion of the remainder of your estate (called the "residue") to be transferred to TUC after other gifts have been made. [ sample bequest wording ]
A gift of life insurance – An easy and low cost option for making a planned gift is to name TUC as a beneficiary of a life insurance policy. Properly planned, this type of gift can allow you to make a significant contribution to the organisation and achieve future tax savings.
Donations of RRSPs or RRIFs – When the last of two spouses passes on, the value of that person's RRSP or RRIF is included on the final tax return as income and fully taxable. It is possible to make a donation directly to Trout Unlimited Canada our of an RRSP or RRIF and save paying these taxes.
Wealth replacement insurance – it is possible to donate some of your assets to Trout Unlimited Canada now and to purchase life insurance with the money you save on income taxes. That insurance, payable upon your passing, could have a value equal to or greater than the value of the donated assets.
Gifts of listed securities - Capital gains taxes that may have due on the disposition of shares, bonds or mutual funds are erased when they are donated to Trout Unlimited Canada.
Charitable remainder trust - a charitable remainder trust is an irrevocable transfer of assets to a trust, either while the donor is alive or through the donor's will. The trust pays an income to whoever the donor decides during their lifetime and the remainder is then transferred to Trout Unlimited Canada.
Residual interest in real estate or art - A home, vacation home or artwork is transferred to Trout Unlimited Canada, while you retain the right to the use and enjoyment of the property for the rest of your life.
How do I start?
Talk to your family and make sure this important decision is right for them. Then talk to your professional advisors to make sure making the greatest gift of all is right for your situation.
When you are ready to arrange a confidential meeting or phone call to discuss any of the available options, please contact (or have your professional advisor contact) Trout Unlimited Canada CEO Jeff Surtees by email at firstname.lastname@example.org by phone at 403 221-8363.